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At this point, banks don’t feel that Tiny Houses are a viable option because they don’t have a good resale value. This means their loan isn’t secured with collateral. It is this dynamic that means for us to get access to loans, we need to get creative. Some borrow from a family member, some save up years to pay with cash, others use credit cards and carry a balance. There isn’t a good answer in this area yet, it’s a tough problem to crack.